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Get to Know Me

 

I have extensive experience in the real estate industry and have been licensed as a real estate broker since 1992.

I am passionate about real estate and I have an intimate knowledge of its different neighborhoods and diversity. I have been involved in San Francisco Bay Area real estate for 30 years, representing both buyers and sellers.

I am able to use my years of experience in real estate and combine my deep experience in mortgage lending and financing, I have always had the special unique edge in negotiating deals on my clients’ behalf. My clients can count on my savvy negotiating skills!

My primary goal is client satisfaction, high quality service and ultimately to help my clients realize their dreams.

I believe in continuing to elevate my preparedness for dynamic changing real estate environment and always keep myself abreast of the developments in the industry and am always on the lookout for the best opportunities and timing in the real estate market for the best deals for my clients.

I have the knowledge and background in bonds, interest rates, markets and real estate market trends. My professional background includes an MBA from the University of San Francisco.

I am a member of ‘ByReferralOnly’ – a team of top agents that meet consistently to reinvent themselves – I adopt the mission to continue reinventing myself to provide better service.

 

Testimonials

 

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BILL B.

PJ is a thoroughly knowledgeable and approachable real estate broker. She understands the nuances of selling a property and can negotiate a complicated process with a minimum of emotional turmoil. She was supportive and responsive throughout the entire process. As sellers of estate property, we felt completely confident in PJ, both personally and professionally. Having bought and sold multiple properties over the years, I would unreservedly recommend PJ for any of your real estate needs.

 

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SALEH W.

Working with PJ was an incredible experience from beginning to end. She guided us throughout the home-buying process and helped us feel confident at all stages. Her negotiation skills were instrumental in closing the deals. Any advice that she gave us was based on her vast experience in buying, selling, and financing real estate transactions and proved to be very beneficial to us. PJ is very thorough, she works her butt off and did her due diligence when it came to the paper works and contracts. When buying a home it is important to have a good team, and PJ played a major role in our purchase experience. PJ led us through the whole process, giving us updates and communicating with us every step of the way. PJ’s assistance in the purchase of our house was an excellent experience. She’s the best of the best. I would highly recommend her.

 

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LARS

I used PJ as my buyer’s agent three times and each time she was able to get me in the first position. She is energetic, smart, a formidable negotiator, tieless, and will go that extra mile for her client. She also cares and would call us just to check in before and after the closing. She solicited my input every step and discussed strategy with me before approaching the other side and kept me in the loop. Since she is also a mortgage broker and acts as both seller’s and buyer’s agent, she has a very good overall view and understanding of the various steps of the transaction. For example, when many said it was impossible to do funding and close on the same day, she found a way to complete transactions same day.

 

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BARBARA G.

PJ was the greatest! She was very attentive to our concerns, she walked us through all of the steps of purchasing, and we felt so taken care of. Our process went smoothly and timely, she got us a great home at a great price, and everyone involved the buyer and seller were very happy. I’m also working with her presently on my selling of a complicated tenant in common, she has assisted us with a knowledge base of loans and has helped with the other Tenant’s concerns and questions. I totally trust PJ, she knows how to approach problems in an impressive solution-oriented process, there’s not one issue that she could not solve

 

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TEAH D.

My wife and I worked with PJ Kaur in buying and financing our dream home on the coast. Thanks to PJ’s careful listening style and real estate savvy, the entire process took only 6 short weeks, from love at first sight to financing our mortgage. I recommend her highly to anyone who needs an experienced and trustworthy real estate agent and mortgage broker who takes her clients’ needs seriously and knows how to help them manifest their dream homes. Her lovely and graceful personality also makes it a pleasure to work with her! 5 stars on every measure.

 

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STEPHANIE W.

PJ is the best! She was able to help my family purchase a home with ease. She is very knowledgeable in all things real estate. Not only is she a broker but she is also a loan officer and was able to help us get the best rates! Buying a home can be very stressful and a huge commitment. PJ was so thorough throughout the process. She is a tough negotiator and worked meticulously on our contract. Making sure we were protected barring any problems. She is also very patient and understanding, traits often lost by other agents. My mom doesn’t speak English very well and PJ took the time to explain things to my mom, sometimes multiple times, until she understood and was sure we were all on the same page. She stressed the importance of team effort and communication. She is very responsive and got back to us as soon as possible. We never had a problem trying to contact her, she is reachable through texts, emails, and calls. We trusted PJ every step of the way, took her recommendations, and came out with great results! I recommend PJ to anyone looking to refinance or purchase a home.

 

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BUYER

Pramjit, PJ for short as she prefers, is an extremely knowledgeable and capable person in her multiple fields of work, expertise, and interest. We needed a person to assist us in the search and purchase of a home. PJ is not only a real estate agent but a broker as well. She spent three hours assisting us to get our financial requirements and papers in order. She gave us helpful advice. She spends hours studying the market and financial trends simply because she likes them and is interested in them. PJ is warm, personable, and caring. (Not that this is required in her field. Just good on the human level.) In the end, we ended up purchasing a mobile home in Benicia. Unfortunately, she does not work in the field of mobile homes. Was she upset or angry? No! She called to see if everything was going well for us and to congratulate us! Now, this is the kind of person you want to assist you in your search. PJ deals in million-dollar homes in SF and the surrounding areas but was more than willing to give us her time and efforts. And we were senior citizens searching for something in the $200k range. I highly recommend PJ to anyone!

 

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ANGELITA H.

Our Realtor® was PJ, and she was absolutely wonderful! We were first-time buyers and didn’t know anything about how it worked, PJ was really great at walking us through the process, and by the end, we felt really comfortable with what to look for, and what steps were involved. She was also super responsive whenever we had questions, walked with us through a bunch of properties, and gave us great advice the whole time. With her help, we managed to close on a beautiful piece of land that we love, and could not have been happier with our experiences with PJ. We would use her again in a heartbeat!

 

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BUYER & SELLER

PJ was very knowledgeable about the whole process. She has over 25 years of experience processing loans and negotiating with people, which definitely showed in our results. PJ is also always attentive and up to date with industry trends. I enjoyed working with her and I will absolutely ask for her help again in the future.

 

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CHRISTIE J.

Awesome! She specializes in getting you financing and the place of your dreams. PJ not only helped me sell my house at the price I wanted but also ended up being so awesome the buyer used her services as well.

 

MJ

MEEZY J.

PJ was great throughout the whole process. She walked me through everything from the signing to getting all my paperwork in a row. I would highly recommend her to others.

 

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DAN

I highly recommend PJ. She’s very knowledgeable and gets the best rates (she helped me with my home purchase and subsequent refinance). She also helped my wife and I find our first home for a great price in the Peninsula despite it being a “Seller’s Market.” Her customer service is incredible. She listened to what we were looking for and managed our expectations very well (it was tough going in this Seller’s Market for a while) and we ultimately got a great home for a great price. And, as this was my first home, she helped me every step of the way including getting my appraisal and inspection done while answering all my (sometimes) foolish questions along the way. She negotiates on your behalf like a bulldog and presents your offers in a way that seems to win bids despite perhaps not being the highest offer. She closes escrow quickly and always seems to develop a great rapport with the other agent. PJ has also helped my parents with loans for the better part of 3 decades and they have nothing but amazing things to say about her.